MORTGAGES
MORTGAGES
Before we get started, let’s get one thing clear: it’s totally possible to get a mortgage without the guidance of a specialist mortgage broker. There are plenty of great deals out there, and we’re sure many High Street banks will be desperate for your business.
Or will they?
With the housing industry in turmoil, and economic uncertainty eating into mortgage affordability, getting an offer isn’t as straightforward as it used to be. It’s often doable, but you’ll often be subjected to all sorts of additional questions and terms that might take you by surprise.
Plus, if you are looking for a mortgage under more complicated circumstances – for example, you are self-employed, you have a history of poor credit, or your income structure is particularly complex – you may find that securing the right agreement soon begins to feel like a full-time job.
This is where Jones Mortgages & Investments can help. We’ll discuss your situation, gain an understanding of what you need to make your purchase happen, then set about finding a mortgage deal from a lender that offers exactly what you need, at a price point you can afford.
Expert advice at every stage of your mortgage journey
It doesn’t matter whether we are helping first-timers apply for their initial mortgage, tracking down a suitable deal for movers, or navigating remortgage terms for existing homeowners – we thrive on ensuring our clients get a deal that supports their financial objectives and their wider lifestyle goals.
As a business, we are not tied to any one mortgage provider. This means we can take a holistic view of the market and present you with options that are in your best interests, not ours. We’ll also be by your side throughout the application process, offering you an Agreement in Principle in the first instance and helping you make sense of the lender’s criteria before guiding you through to a timely and (hopefully!) stress-free completion.
An ‘always on’ approach
Securing a mortgage is a big deal. If you’re new to the process, you’ll have lots of questions for us. Even if you’ve been here a few times before, you’re still going to need our support as your application progresses and your move-in date edges closer.
We don’t shy away from honest conversations, and we pride ourselves on offering a responsive and completely transparent mortgage advisory service that leaves our clients feeling secure in their choices and satisfied that they’ve got the right mortgage broker in their corner.
And because we understand how important it is to be accessible for our customers, we operate with an ‘always on’ mentality. That means, if we’re available to chat, we’ll be ready to take your call (or drop you a message back).
CONTACT US
Get in touch with our UK mortgage brokers for helpful advice and an unmatchable service. Book your free, no-obligation, 30-minute discovery call with us now.
Call or Whatsapp us
07730 535643
Email us
paul@jonesmortgages.co.uk